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Group Insurance
Canadian Yachting Association

Thomson Jemmett Vogelzang has prepared a comprehensive group of programs to suit the insurance needs of Canadian Yachting Association members. The programs are as follows ...

Sailing School Liability

As sailing schools are not automatically covered under the Club's general liability coverage, CYA members have access to a program that was designed to cover "all operations which are normal to the teaching of sailing." This program covers both youth and adult "learn to sail" programs against bodily injury and property damage claims from third parties. The coverage includes on land activities as well as on water activities of the sailing program.

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On Water Regatta Liability

Regatta liability coverage is taken out by Clubs and Associations to protect themselves against bodily injury lawsuits for accidents that occur on the water. This policy covers the Club (officers, directors, committee members, judges, sponsors, volunteers and employees). It is intended to cover all regattas held during the year as well as regular club races that may be held throughout the racing season.

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CYA Instructor Liability

All current CYA sailing and power boat instructors have a personal liability policy in force through the CYA’s master policy. The policy covers the individual instructor against third party bodily injury or property damage claims with a limit of $5,000,000. If the instructor is covered under his employers policy then this coverage becomes secondary and acts as an additional layer of coverage.

 
 
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